Mortgage Resources for Realtors & BuildersWe are Mortgage Specialists for Your Buyer’s Dream of Homeownership
Getting Mortgage Ready is Being Offer Ready
Never has there been as much home buyer demand, with as limited inventory as we are experiencing today. This has created a competitive market where the Best and most Compelling offer wins the bid to buy. Whether you have a First Timer, a Move Up or a Boomer Buyer looking for their Dream Retirement home, its essential to have them fully Mortgage-Ready when you find the perfect home for them. The Fairway Asheville Team is your trusted mortgage partner from the vital pre-approval process, and every step through to a smooth surprise-free closing.
Home is Where the Hearth is
The single most significant quality of life decision a Family makes is the home they choose to live in. The family hearth and home are central to the raising of children, and essential for supporting work and community life. The American Dream of homeownership has never been more vibrant and dynamic with four generations of home buyers in today’s marketplace, each with unique needs for their stage in life. As mortgage planners, we will ensure your buyers know their mortgage options, and guide them into making the most informed decision for their Family.
Yes, home is where the heart is. It is also where most Americans have their greatest wealth. When financed correctly and with the proper market conditions, a Family’s ability to build long term sustainable, inter-generational wealth is attainable for every homeowner. At the Fairway Asheville Team of mortgage specialists, we take a mortgage Planning approach where each borrower will learn how best to leverage their home purchase, the primary driver of Family wealth.
Who is On Your Team?
David Kanis “Branch Manager”
NMLS License #113607
The Possible Dream
Paul Donohue “Reverse Mortgage Specialist”
NMLS License #68305
“No interest Rate will be low enough if it’s the wrong mortgage loan product for your Buyer.”
~ Paul Donohue
Relocating & Second Homes
Whether it is a career move, or a second home buying opportunity, having an experienced mortgage professional on call will be essential to leveraging this type of investment effectively. David’s Smart Money Mortgage concepts will expand the available financing options, especially if the buyer is self-employed, or has a unique income or asset profile.
“We have several ways to walk people through the Mortgage Maze.”
~ David Kanis
The Home Equity Conversion Mortgage (HECM) for Purchase may possibly double your buyer’s purchase capacity as compared to an all-cash buy. Consider how happy your buyer will be when you help them buy the retirement home of their dreams rather than having to settle for a home because of limited cash resources.
“As professionals there is nothing more satisfying in this business than to impact the lives of those we serve in deeply meaningful ways.”
~ Paul Donohue
No two homes, and no two borrowers are alike. Each buyer has a unique set of needs and qualifications. Understanding these needs and translating them into the most effective solution to help your buyer get what they really want is the value we deliver. It is the challenge and the privilege of what we do every day.
“Mortgage Lending is a financial science, when done correctly becomes an Art.”
~ David Kanis
Should You Pay Cash for Your Next Purchase?
Warning: Watching the video below will challenge what you know about the most effective way for those age 62 and above to buy their Dream Retirement Home.
- 3 Buckets, the Three Essentials to a Smooth Mortgage Experience
- Income and Tax Challenges, Common with Uncommon Buyers
- The Upscale Conundrum, Requires a Customized Solution
The Dream Retirement
- Limited and Expensive Inventory
- Competitive Pressures to Win a Bid
- Appropriate Options for Aging in Place