Basics of Reverse Mortgages (aka HECMs)

What The Heck’s a HECM? Pronounced Heck-Em, a Home Equity Conversion Mortgage is a type of Reverse Mortgage that is insured through the Federal Housing Administration (FHA) and is used to covert your home’s equity into tax-free cash, without having to make any monthly...

Rightsizing for Retirement

One big myth about housing for Baby Boomers is that everyone wants to downsize in retirement…not true. According to research published by Merrill Lynch, 19% of retirees move into a similar sized home and 30% upsize to accommodate family, entertain friends or to go for...

Retire in the Home You Love

Recent research found that 93% of people 65 and older want to stay in their own home, for the duration of their retirement years.It’s understandable that you would want to retire in the home you love, in the safety of the community you know.…think for a minute about...
Age Wave

Age Wave

As a nation, we face unprecedented retirement challenges that will stress our health and social systems. The loss of pensions, 17 years of stagnant wages, low returns on personal savings, and because we are now living 20, 30 even 40 years in retirement, we must...

Cash is King

Cash Is King.The Biggest challenge in retirement is…to not outlive your money. To succeed in retirement, Cash is King.Income planning, requires thoughtful allocation of your cash assets. The big fear of running out of cash in your later years is an issue you must...